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Free Merchant Statement Review
Send Empire Payment Solutions a recent processing statement and we'll review it for free. We'll go through it line by line and show you what you're paying, which fees you could remove, and whether Interchange+ or Dual Pricing would cost your business less. You get clear, straightforward answers and no obligation to switch.
How to send your statement
- Email it to sales@empirepayments.com. A PDF or a clear photo of every page works.
- Or call (888) 991-7729, or request a call, and we'll go through it with you over the phone.
- One recent month is enough to start. Two or three months help us spot fees that change from month to month.
- Protect your information. You can black out your full bank account number and tax ID before sending. We don't need either for a review.
What you get back
- What you pay today. We'll show your total fees compared with your total card sales.
- A line-by-line breakdown separating interchange, network fees, processor markup, and monthly add-ons.
- Fees to question or remove, such as statement, batch, maintenance, PCI non-compliance, and minimum-volume charges.
- A pricing comparison showing how transparent Interchange+ and Dual Pricing / Cash Discount would work for your business.
- Equipment and contract notes, including terminal leases, early termination terms, and auto-renewals.
- A clear recommendation. Sometimes that means staying put and asking your current processor to fix things. You decide.
Not sure whether you need a review? Start with Am I overpaying?.
Thinking about switching processors?
Switching is usually simple when it's planned well:
- Check your current contract for its term, auto-renewal, termination fee, and any equipment lease.
- Set up the new account while your current one is still active.
- Install and test the new equipment. Qualifying merchants get a free terminal.
- Cut over on a slow day, then confirm your deposits and reports.
- Cancel the old account in writing and keep the confirmation.
Empire handles the setup with you, and you get one dedicated specialist from start to finish. For other ways to cut costs, see How to lower your processing fees.
Why have Empire review your statement
- We give clear, straightforward answers, with no sales pressure.
- We offer transparent Interchange+ or Dual Pricing / Cash Discount for qualifying businesses. State rules vary.
- A free terminal for qualifying merchants.
- We don't raise your rates.
- Personal support from a dedicated specialist, not a call center or an AI chat.
- Owner-operated from Gouverneur, NY, serving businesses nationwide.
Get your free statement review
Email your statement to sales@empirepayments.com, request a call, or call us now.
Related: How to lower your processing fees · Am I overpaying? · Free statement review
FAQ
Is the statement review really free?
Yes. There's no cost and no obligation to switch.
What do I need to send?
A recent processing statement, ideally every page. One month is enough to start, and two or three months help us spot changing fees. You can black out your bank account number and tax ID.
How do I send my statement?
Email it to sales@empirepayments.com, or call (888) 991-7729 and we'll go through it with you over the phone.
What will I get back?
A breakdown of what you pay, the fees you could remove, a comparison of Interchange+ and Dual Pricing for your business, notes on your equipment and contract, and a clear recommendation.
Do I have to switch processors after the review?
No. If your current setup makes sense, we'll tell you. You decide what to do next.
How do I switch credit card processors?
Check your contract's termination and renewal terms, set up and test the new account while the old one is still active, cut over, confirm your deposits, then cancel the old account in writing.
Will I need a new terminal if I switch?
Qualifying merchants get a free terminal, such as a Dejavoo Z8 or Valor VL550, and we help you set it up.
Will my rates go up after I switch?
No. We don't raise your rates.
Schedule a free phone consultation
Leave your name and number and we'll call you to explain how Dual Pricing works for your business. It takes about 5 minutes, there's nothing to send beforehand, and if you'd like, we'll compare your current statement when we talk.